Purchasing your remodeling work through financing might be one of the smartest decisions you could make. Why would you want to finance your project? When you choose to use financing, you are investing on your investment. When you take on an investment, you want to make sure you are getting the most out of it, and financing can help in this regard. Low fixed rates from 1.99% are available.

Upscale Basement Remodel

Finish 800 square feet of the lower level of a house to create an entertaining area with wet bar and a 5-by-8-foot full bathroom; construct 60 linear feet of finished partition to enclose mechanical area and create closet storage. Walls and ceilings are painted drywall throughout; exterior walls are insulated; painted trim throughout. Include five six-panel factory-painted hardboard doors with passage locksets. Electrical wiring to code. Bar area: Include 10 linear feet of raised-panel oak cabinets with stone countertops, stainless steel bar sink, single-lever bar faucet, under counter refrigerator, and ceramic floor tile. Main room: Include 15 recessed ceiling light fixtures and three surface-mounted light fixtures, column wraps, new open railing on side of stairs, and a snap-together laminate flooring system.Bathroom: Include standard white toilet with ejector pump, pedestal sink, tile flooring, tiled shower, a light/fan combination, vanity light fixture, medicine cabinet, towel and paper-holder hardware.

 With a 20% deposit, monthly payments for a basement project could be as low as $521!

Some options which would be available to you are pictured below.

Upscale Kitchen Remodel

Update outmoded 200-square-foot kitchen with 30 linear feet of quality semi-custom cherry cabinets or painted cabinets with built-in sliding shelves and other interior accessories. Remove an interior wall. Include stone countertops with imported ceramic- or glass -tile backsplash; built-in refrigerator, cooktop, and 36-inch commercial grade range and vent hood, and built-in combination microwave and convection oven. Install high-end undermount sink with designer faucets. Add new general and task lighting including low-voltage under cabinet lights. Install upgraded trim package for windows, doors, and base. Add new large porcelain tile flooring in block or diagonal pattern. Finish with painted walls, trim, and ceiling.

With a 20% deposit, monthly payments for a kitchen project could be as low as $598!
Some options which would be available to you are pictured below.

Upscale Master Bathroom Remodel

Update an existing 5-by-8-foot bathroom. Replace all fixtures to include 30-by-60-inch fiberglass tub with recessed ceiling light, decorative ceramic tile with accents or feature strip as a surround; new single-lever temperature and pressure-balanced shower control; standard white toilet; vanity with granite countertop and undermounted sink; recessed medicine cabinet with light; ceramic tile floor; decorative tile for non-wet walls to 4 foot high; paint uncovered walls and ceiling. Frameless shower door and brushed nickel faucets/hardware. New exhaust fan and updated electric to code.

With a 20% deposit, monthly payments for a bathroom project could be as low as $367!

Some options which would be available to you are pictured below.

Basic Master Suite Addition

Add a 24-by-16-foot master bedroom suite over a crawlspace. Include walk-in closet/dressing area, whirlpool tub in ceramic tile platform, separate 3-by-4-foot ceramic tile shower, and double-bowl vanity with solid-surface countertop. Bedroom floor is carpet; bathroom floor is ceramic tile. Painted walls, ceiling, and trim. General and spot lighting, exhaust fan; electrical wiring to code.

With a 20% deposit, monthly payments for a master suite project could be as low as $673!

Some options which would be available to you are pictured below.

Upscale Add-a-Level

Build a 1,200 square foot add-a-level addition including 3 bedrooms with closets, 1 master bedroom with walk-in closet, 1 hall bathroom, 1 five-fixture master bathroom, hallway with linen closet, and staircase with open railing. Project includes a new heating and air conditioning zone, new vinyl siding exterior for entire home, hardwood floors, paint, lighting and electric to code with a service upgrade. Bathroom: 30-by-60-inch fiberglass tub with 4-by-4-inch ceramic tile surround; standard white toilet; solid-surface vanity counter with integral sink; flush mounted medicine cabinet with light; ceramic tile floor; paint walls and ceiling. Shower curtain rod and chrome faucets/hardware. Master Bathroom: 72” vanity with a center top section plus a stone countertop and undermounted sinks, two custom mirrors with vanity lights above, toilet in a separate water closet, 15 square foot shower with custom tiled floor, frameless glass door, and a free-standing tub. Decorative ceramic tile for floor, shower walls, and non-wet walls to 4 foot high.
With a 20% deposit, monthly payments for a add-a-level project could be as low as $1,858!

Some options which would be available to you are pictured below.

FINANCING PROGRAM BENEFITS

• Secured and unsecured loan options
• Low fixed rates from 1.99%
• Flexible loan terms from 24 months to 20 years
• No prepayment penalties
• Loan amounts from $1,000 to $100,000
• Available in all 50 states
• 100 percent financing options
• Prime credit pricing down to 640 Fico score
• Instant pre-qualification available
• No recourse financing to merchant
• Easy on-line loan application process
• Simple and quick merchant set up
• Optional sub-prime program available at no additional cost down to 500 Fico scores